Our journey so far

Milestones along the way

Year by year, from a first-of-its-kind idea on basic phones to a six-state network trusted by Regional Rural Banks.

    1. 2011

      IRIX is incorporated with a vision of “Outreaching Millions”

      • IRIX incorporated with a vision of “Outreaching Millions”
      • First pilot signed soon after incorporation
      • India’s first QR-based banking on basic J2ME phones, with automatic face cropping for KYC photo compliance
    2. 2012/13

      From pilot to full-scale implementation, device-agnostic FI

      • Moved on to full-scale project implementation from the pilot phase
      • First in the industry to start Device Agnostic FI
      • Certificate of Merit among India’s Top 50 financial inclusion projects at Financial Inclusion Day 2012 for “OLIO Implementation for Financial Inclusion”
    3. 2014/15

      1 million enrolments and interoperable FI

      • More private and PSU banks added
      • Interoperable FI shown by acquiring already enrolled customer data
      • 1 million enrolments accomplished
    4. 2017

      AADHAAR and mobile seeding software, and talks with African banks

      • Innovative AADHAAR seeding and mobile seeding software released
      • Started discussions with banks in Africa and received positive feedback
      • Reserve Bank of India, Hyderabad honoured IRIX Business Correspondent M. Vijayalaxmi at the Lead Bank Scheme workshop for Andhra Pradesh and Telangana
    5. 2017–18

      Best Performing Business Correspondent, South

      • The “Splendid Seven” award from Andhra Pradesh Grameena Vikas Bank for work under the Atal Pension Yojana and PFRDA
    6. 2018

      Ghana and Tanzania pilots, ₹2,000 Cr on OLiO

      • Ghana and Tanzania demo and pilot
      • More than ₹2,000 Crore transactions completed on OLiO
    7. 2018–19

      Leadership Capital Award

      • Presented to Director Shri Santosh Galgali for leadership in financial inclusion through APGVB and the Atal Pension Yojana
    8. 2019

      ₹6,000 Cr transacted on OLiO

      • More than ₹6,000 Crore transactions completed on OLiO
    9. 2020/21

      Two nationalised banks, first eCommerce contract and ₹13,459 Cr

      • Signed up with two large nationalised banks for South India operations
      • First assisted eCommerce contract signed
      • More than ₹13,459 Crore transactions completed on OLiO till December 2020
      • During the pandemic our CSPs kept doorstep banking open, so even the remotest villages received support
    10. 2023/24

      India’s first passbook printing, GreenPIN and 2FA

      • Introduced passbook printing and EMV with one SBI RRB
      • Introduced GreenPIN, 360° Customer View and 2FA (Two Factor Authentication)
      • Agreement with CRGB and MRB
    11. 2024/25

      SBI MD visits Meghalaya Rural Bank for the inauguration of passbook printing

      • SHG dual authentication implemented
      • Regional office opened in Shillong
      • E-KYC successfully integrated and tested with one SBI RRB, final rollout pending
    12. 2025/26

      PM schemes through biometrics, tripartite agreement in Meghalaya

      • Launched PM schemes through biometric authentication
      • Tripartite agreement with the Government of Meghalaya and MRB
    13. Today

      Six states, 3,431 CSPs, ₹70,071 Cr+ transacted

      • ISO/IEC 27001:2022 certified, CERT-IN audited platform
      • Serving customers through Regional Rural Banks across six states, and still growing

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    Our story · Since 2011

    Fifteen years of taking banking to the last mile.

    IRIX Technologies Pvt Ltd is a pioneering fintech enterprise dedicated to transforming financial inclusion across India. Since 2011, we have built secure, scalable and innovative technology that bridges the gap between traditional banking and underserved communities, and the people on the ground who make it work.

    IRIX is a socially responsible company providing services to underserved and underprivileged populations.

    Our founding commitment
    • 15+years building inclusive banking technology
    • 6states with a growing network
    • 3,431Customer Service Points in the field
    • 12+Indian languages across interfaces and CSP training
    • 2011 Founded, with India's first QR-based banking onboarding
    What drives us

    Built around one idea: reach everyone.

    Vision

    Outreach Millions

    To ensure financial services reach even the most remote corners of India, so that no community is left outside the banking system.

    Our presence

    Where IRIX makes a difference

    Six states, many languages, and some of the hardest-to-reach communities in the country. Hover a state to find it on the map.

    Andaman & Nicobar IslandAndhra PradeshArunanchal PradeshAssamBiharChandigarhChhattisgarhDadara & Nagar HavelliDaman & DiuGoaGujaratHaryanaHimachal PradeshJammu & KashmirJharkhandKarnatakaKeralaLakshadweepMadhya PradeshMaharashtraManipurMeghalayaMizoramNagalandNCT of DelhiPuducherryPunjabRajasthanSikkimTamil NaduTelanganaTripuraUttar PradeshUttarakhandWest BengalOdisha

    • Meghalaya

      Reduced travel costs and brought real-time banking to remote Khasi, Pnar and Garo-speaking communities.

    • Chhattisgarh

      Consistent banking access in Naxal-affected regions, using secure multilingual platforms and doorstep services.

    • Andhra Pradesh

      Cross-border banking along the Andhra–Odisha border, for communities with no local banking option.

    • Telangana

      A branch office in Hyderabad and a CSP network serving customers of Regional Rural Banks.

    • Karnataka

      Home to our head office in Bengaluru, where our platform, devices and support teams are built and run.

    • Uttar Pradesh

      Our newest state: IRIX is expanding its presence to bring last-mile banking to India’s most populous state.

    COVID-19 response

    Maintained doorstep banking and biometric access when traditional banks were closed.

    How we work

    People first, in the field and behind it

    Women at the heart of our network
    55%of our Customer Service Points are run by women

    Trust and inclusion, led by women.

    55% of our Customer Service Points are run by women, building trust and inclusion in the communities they serve.

    In every 100 IRIX CSPs
    • Vernacular by design

      Interfaces and CSP training in 12+ Indian languages, with voice consent so customers understand what they agree to.

    • Support around the clock

      A 24/7 helpline, MicroATM support and daily check-ins with every CSP.

    • Monitoring & quality

      Surprise inspections of BC outlets and immediate corrective action keep service standards high.