IRIX Products

Built like a vault, run like a vision.That's OLiO.

OLiO doesn't just adapt to bank workflows, it transforms them. A secure, modular and highly scalable digital banking platform for inclusive banking in India, paired with field-ready devices that take it to the last mile.

  • ISO/IEC 27001:2022
  • CERT-IN audited
  • RBI · UIDAI · NPCI · DPDP
OLiO capabilities around a phone running the app: Customer 360 view, card and cardless transactions, serverless computing, seamless API integration, multilingual application support, multi-tenant architecture and branchless banking.
OLiO capabilities at a glance
Our innovations

Firsts that became the standard for inclusive banking.

  • First in India · 2011

    QR-based onboarding & transactions

    Introduced QR-based onboarding and transactions in 2011, working even on basic J2ME phones.

  • First in India · 2011

    Face cropping for photo compliance

    Automatic face cropping so customer photos meet banking KYC standards, introduced in 2011.

  • Real-time

    Customer 360 eligibility at the CSP

    Combines banking, demographic and credit data to check what a customer is eligible for, in real time at the counter.

  • India's first

    MicroATM-based passbook printing

    CSPs print transaction updates straight into customers' passbooks from a MicroATM.

OLiOOLiO · Digital banking platform

A secure, smart and scalable revolution in inclusive finance.

OLiO isn't just a digital banking platform. It's built for the CSP counter, the village branch and the bank's control room at once.

Enterprise-grade security by design

  • ISO/IEC 27001:2022 certified
  • Audited by CERT-IN empanelled security auditors
  • Compliant with DPDP Law, RBI, UIDAI and NPCI regulations
  • Regular VAPT across servers, applications, APIs and networks
  • ISO 27001
  • CERT-IN
  • DPDP
  • RBI
  • UIDAI
  • NPCI

Highly configurable & scalable

Every bank runs differently. Pick a capability to see how OLiO adapts.

Modular configuration

Switch features on or off to match each bank's needs, so every deployment carries exactly what that bank uses and nothing it doesn't.

Banking solutions

More ways we help banks serve every customer.

  • Compliance

    Re-KYC Solutions

    Simplify and streamline customer re-verification through efficient digital processes, helping banks maintain updated customer records and support regulatory compliance.

    • Digital re-verification
    • Updated records
    • Compliance support
  • Financial inclusion

    Self-Help Group (SHG) Solutions

    Support SHG banking operations and financial inclusion by helping streamline group-related processes and improve access to financial services.

    • SHG banking
    • Group processes
    • Access to finance
  • Insights

    MIS Dashboard

    Provide a centralized Management Information System (MIS) dashboard with organized reports, operational insights, and performance indicators to help banks and management monitor activities and make informed decisions.

    • Centralised reports
    • Operational insights
    • Performance indicators
IRIX Device Solutions

Banking hardware built for the last mile.

Biometric scanners, MicroATMs and swipe machines designed for remote and underserved communities, where connectivity is thin and every transaction matters.

  • MicroATM & swipe machine solutions

    POS terminals and MicroATM devices that support Aadhaar, card-based and biometric transactions.

  • Biometric & QR code authentication

    Fingerprint, facial recognition and QR-based verification across IRIX devices.

  • Field-proven for rural banking

    Rugged, multilingual devices optimised for areas with low connectivity.